Love where you live in the highly sought after waterfront community of Hernando Beach, Florida! Seller giving a flex credit to the buyer to be used towards a Flood Insurance policy or closing costs.This beautifully maintained 4 bedroom, 2.5 bathroom home offers three stories of functional space, including two levels of living and a dock. Step inside to feel the warmth and care poured into this home. Recent upgrades ensure move in ready convenience, including a new A/C unit with a 10 year transferable warranty, a new hot water heater, a new electrical panel, new gutters with underground drainage, and a newer roof (2021). The kitchen shines with new quartz countertops, new black stainless steel appliances, farmers sink, lots of beautiful cabinets and under cabinet lighting, while the bathrooms boast new fixtures and marble countertops. The main living area is elevated just a few steps up, leading to a spacious family room with a wood burning fireplace and two oversized PGT non impact pocket sliding glass doors that open to an expansive lanai spanning almost the width of the home. The open concept design flows seamlessly into the oversized dining area and walk in pantry. Three generously sized bedrooms, a convenient laundry room with additional storage complete the main level. Upstairs, the private master retreat features large windows for abundant natural light, a huge walk in closet, and an en suite bath with double sinks, marble countertop,a Jacuzzi Garden tub, and a stylish tiled walk in shower. The private master lanai is the perfect place to unwind. On the ground level, two oversized garage spaces with storage rooms, along with a half bath for convenience. A custom wood bar area opens to a screened in lanaiideal for entertaining. The backyard leads to a spacious dock, ready for your boat and waterfront adventures. which has perfect space for your boat and if you don't have a boat its a great excuse to get one. No expense has been spared in making this home an exceptional waterfront retreat.