Discover this mid century gem nestled on a charming, well kept secret "island," surrounded by the serene waters of Phillippi Creek and the Jaffa Canal. The creek offers a direct route to the bay and the Gulf of Mexico. This rare, non flood zone waterfront home has been meticulously maintained and remained untouched by any of last year's hurricanes, all for under a million dollars. A true testament to timeless appeal, this ranch style home features two primary bedrooms with en suite baths and has been in the same family since its purchase from the builder in 1971. Solidly constructed with block, the home exudes vintage charm and character while offering modern comforts. It sits on a generous corner lot adorned with stunning, mature oak trees. Enjoy abundant natural light from PGT impact resistant hurricane windows (installed in 2001), and benefit from a brand new roof (2024), along with a new electrical service 200 volt line (2024), and new underground power in the neighborhood ensuring peace of mind for years to come. Inside, you'll find multiple rooms with water views, while the screened patio provides the perfect spot to enjoy the outdoors, rain or shine. For a closer connection to the water, unwind on the open wooden deck on the Jaffa Canal, where manatees are occasional visitors.